Accident Insurance
%20-%20iStock-1202155360.jpeg)
You can’t always avoid accidents, but you can protect yourself from accident-related costs that strain your budget. Offered through MetLife, this plan is a supplement, not a replacement, to your medical coverage and is completely portable so you can take it with you if you leave the Company.
How it works
Accident Insurance provides an extra layer of financial protection by paying cash benefits directly to you when an unexpected injury occurs, such as a:
- Broken bone
- Concussion
- Laceration
The benefit is paid directly to you all at once to use for any purpose, such as paying out-of-pocket medical expenses, copays, deductibles, groceries, gas, utilities, and more. For a complete list of covered injuries and treatments, as well as exclusions and limitations, click here.
Earn money for getting a health screening
Earn up to $150 per covered participant
You and your covered dependents can each earn a $50 health screening benefit for completing a health screening or test, covering everything from annual physicals to colonoscopies and mammograms. You’ll earn $50 for each supplemental health care coverage you and your covered dependents are enrolled in: Accident Insurance, Critical Illness, and Hospital Indemnity.
Claim your health screening benefit
- Visit metlife.com/mybenefits, call, or file a claim using the MetLife Mobile App (Apple/Google Play).
- Provide a few details, including:
- Name of the insured, SSN or EEID, and Group Name
- Date of your screening
- Type of screening completed
- Receive your $50 health screening benefit. Once verified, payments can be made via EFT or by check.
You can submit claims for your covered spouse and/or dependent children. No hard copy proof is ever required. See the full list of eligible screening/prevention measures here.
Benefit cost
File a claim
To file a claim, visit metlife.com/mybenefits and enter LSC Communications as the organization name. Log in and follow the instructions listed on the website on how to file a claim.