Hospital Indemnity

How it works

The plan pays a cash payment to you when an eligible accident or sickness puts you or a covered family member in the hospital:

• $500 for a hospital admission
• $250 per day for up to 31 days for a hospital stay
• $100 per day for up to 15 days for inpatient rehabilitation
• $100 per day for up to 2 days for newborn nursery care

The benefit is paid directly to you all at once to use for any purpose, such as paying out-of-pocket medical expenses, copays, deductibles, groceries, gas, utilities, and more. See the full list of hospital indemnity benefits here.

This benefit is not health insurance and does not satisfy the requirement of minimum essential coverage under the Affordable Care Act.

Benefit cost

File a claim

To file a claim, visit metlife.com/mybenefits and enter LSC Communications as the organization name. Log in and follow the instructions listed on the website on how to file a claim.

Earn money for getting a health screening

Earn up to $150 per covered participant

You and your covered dependents can each earn a $50 health screening benefit for completing a health screening or test covering everything from annual physicals to colonoscopies and mammograms.

You’ll earn $50 for each supplemental health care coverage you and your covered dependents are enrolled in: Accident Insurance, Critical Illness, and Hospital Indemnity.

Claim your health screening benefit

1. Visit metlife.com/mybenefits, call 888-447-8996, or file a claim using the MetLife Mobile App.
   
2. Provide a few details, including:
   • Name of the insured, SSN or EEID, and Group Name
   • Date of your screening
   • Type of screening completed
3. Receive your $50 health screening benefit. Once verified, payments can be made via EFT or by check.

You can submit claims for your covered spouse and/or dependent children. No hard copy proof is ever required. See the full list of eligible screening/prevention measures here.